Friday, August 20, 2010

How and where can I get help finding a mortgage with bad credit?

I have pretty bad credit from when Is was a kid now I need to stop paying rent and start paying a mortage. If anyone knows where I can find help please let me know.How and where can I get help finding a mortgage with bad credit?
I don't want to sound like a downer, BUT.....with bad credit, you WILL get charged a much higher rate than people with good credit. Which add up to years of extra payments and money. And the housing market and econmy are VERY bad right now. Think this through. Been there done that. And wish I hadn't!How and where can I get help finding a mortgage with bad credit?
NO, you've got the cart before the horse.





What you need to do now is keep paying rent and correcting your bad credit. Live within your means. You need to pay every bill on time, pay more than the minimums on each credit card, stop using credit, reduce number of credit cards you have, reduce number of credit cards with balances. Credit problems from when you were a kid would not continue to be a problem unless you are continuing to make poor choices. Repair your credit by taking above steps. In 6 months, your credit will be better, in 1 year, it will be good.





Save for a down payment for the home you want to buy. The days of no down payment and mortgages for those with bad credit are GONE, haven't you heard endlessly about the mortgage crisis and housing bust? You can do it! But wanting and whining aren't going to get you there nowadays. And there are LOTS of scammers out there, so beware! Take responsibility for yourself and your actions and follow a plan.
What is your credit score? What is on there bringing it down? What state are you in? You can email me at cdowling@alliedhomenet.com for a quicker response and help.
Unique guide info about your question HERE:


http://all-mortgage-calculators.blogspot.com


(home loans, apartment financing, mortgage guide)


Good luck! All is possible!!

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